Renter’s Insurance Request a Quote In Texas, renter’s insurance pays to repair or replace your property if it’s stolen, damaged, or destroyed in a home or apartment you rent.You may not realize that your landlord’s insurance does not cover any of your personal property while you are renting. If there were to be a fire or other catastrophe, your landlord’s policy would cover the actual building, but not your possessions. In Texas, the only way to protect your property while renting is with a good renters insurance policy. Renter’s Insurance Coverage At Total Coverage Insurance we offer policies that everyone can afford. Our policies include three basic types of coverage:Personal property coverage – pays to repair or replace your personal property, up to your policy’s dollar limit.Loss of use – pays for additional living expenses, such as food and housing, if you must temporarily move from your home.Personal liability – protects you against a claim or lawsuit if someone is injured in your home.Take a look around your apartment and make a list of everything you own. Then request a quote from Total Coverage Insurance to get the ball rolling. You will be surprised at just how inexpensive it is to protect your belongings with a renters insurance policy!